How to Choose the Most Suitable Credit Cards for Your Lifestyle
How to Choose the Most Suitable Credit Cards for Your Lifestyle
Blog Article
Tips for Choosing the Most Suitable Credit Cards for Your Lifestyle
Navigating the credit card rewards arena can be confusing with so many choices available, each offering different rewards, incentives, and perks. Our system simplifies the process to assist you in beginning in less than 5 minutes, with continuous monitoring so that you are always informed if there are better cards available for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Contactless
- Dining
- Foreign Currency Spend
- General Spend
This information helps us better understand your spending patterns and determine the best set of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Enrollment Offers.
We also offer options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your spending and notifies you of changes to optimize your setup to maximize your rewards collection. This adaptable process ensures you always have the ideal set of cards to achieve the highest returns.
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